Wednesday, December 17, 2014

Insurance Tips For First Time Home Buyers

*Synced from Seattle and Real Estate Blog
Searching for a home can be a job in and of itself, and home insurance often gets lost in translation of the to-do list for first time home buyers. There are so many factors to consider in the home search,  such as choosing the right mortgage company, and real estate agent. Finding the right home insurance, and factoring it into your home buying budget should also be a top priority. Our friends over at Zillow have put together great guidelines and insider insurance tips for first time home buyers. Here are some of the key take-aways: 1910 NW 100th St-6
Do your research, and shop around for the best rate between insurance carriers. You might be able to save yourself hundreds of dollars just by comparing a few different companies.
Your credit score matters – not just for your mortgage rate, but also for your insurance. Insurance companies utilize your credit report to determine the level of risk you’d be as a new policyholder. If you’re shopping for a home, you’re probably already making moves to improve your credit, but its important to know that your credit is also important in achieving an affordable insurance rate.
Consult with your current auto insurance or boat insurance company to discuss bundling options. You can often save on your premium by utilizing the same company for home and auto insurance.
Invest in substantial coverage plans. While you don’t want to overspend, home owner’s insurance is also something you don’t want to hold back on.  Be sure your policy covers your home from weather risks common to your area, and be sure your dwellings coverage is substantial enough to cover the structure of your home incase of serious damage or destruction. If you’re looking for a new home, and would like some inside knowledge on the Seattle real estate scene, contact your local real estate agent today.

7 comments:

Kathy said...

It is a very useful and informative post. Thanks for sharing.
Find best real estate relator on homeofficeexecutive.com

James Franklin said...

If you want to be a professional real estate agent then you should get a real estate license first. You can take Real Estate Express courses to earn a real estate license. Real Estate Express is an online real estate school that provides courses in all 50 states.

Adelin said...

I really like how you presented this topic. I'm sure it'll help a lot of people better grasp it. I like your dedication. I adore so many aspects of this blog. I can't wait to see what you come up with next. Thank you for taking the time to write this.
Abogado De Trafico En Virginia
Abogado Divorcios en Virginia

Richard said...
This comment has been removed by the author.
Richard said...

The article about insurance is really useful for me. Thank you for sharing. Abogado Defensor DUI de Fairfax VA

sivaleela said...

Insurance Tips for First-Time Home Buyers" likely offers valuable advice and insights aimed at individuals navigating the complexities of purchasing their first home. This review could emphasize how the resource provides practical guidance on understanding and acquiring home insurance, a crucial aspect often overlooked by new homeowners. It might discuss how the article or guide covers various insurance types relevant to homeownership, such as homeowner's insurance, mortgage insurance, or additional coverage options, highlighting key considerations, coverage limits, deductibles, and factors impacting insurance premiums. Additionally, the review could commend the resource for its clarity, helping first-time buyers make informed decisions, protect their investment, and navigate the insurance landscape confidently as they embark on homeownership.
Wills and Estates Lawyer
semi truck accident lawyer

Dylandp said...

Fairfax Legal Guardian is equipped to manage a wide range of criminal cases. This ally uses tactical defense strategies whether they are accused of stealing, driving under the influence, assault, or other crimes. Bufete de Abogados de Defensa Criminal en Fairfax VA

Post a Comment